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  • What is a Payday Loan?

  • A Payday Loan is a 2 to 4 week short-term loan that is due on your next pay date. The amount you can borrow depends on your state. Payday Loans are used when a little extra cash is needed before your next paycheck.

  • Why get a Payday Loan from Advance America?

  • Advance America has helped millions of Americans with Payday Loans and other services since 1997. We have a 5-star customer satisfaction rating on Trustpilot, along with a friendly, knowledgeable staff here to help you through the application process to get you money fast.

  • What is the difference between an in-store and online Cash Advance (also known as Payday Advance or Payday Loan)?

  • An online Payday Loan gives you the convenience of processing your loan entirely online without the need to visit your local store. Simply fill out an online loan application, and upon approval, your funds will be deposited directly into your banking account, as soon as same day.* With an in-store Payday Loan, you can visit one of our stores in order to receive your money in person. The process is quick, allowing you to get money on the spot usually within 15 minutes.


  • Can I get a Payday Loan without a checking account?

  • Requirements on what to bring for a Payday Loan vary by state, but a checking account is required in most cases. To see if this is required in your state, make sure to enter your zip code above and check out the What to Bring section.

  • Are all Payday Loans guaranteed?

  • Not all Payday Loan approvals will be guaranteed, as certain criteria must be met. To see what criteria must be met in your state, enter your zip code, and be sure to check the “What You’ll Need to Apply” section.

  • How much can I borrow for a Payday Loan?

  • The maximum amount of money you’ll be able to receive from a Payday Loan is regulated by state law. In addition, you’ll qualify for a particular loan amount based on your current income, within the allowed range. Click here and enter your zip code to view the available loan amounts in your area.

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